Introduction

Most brokerages make their money from you. At Silo, the idea is flipped: you get something from us. Instead of charging assets-under-management (AUM) fees or slicing into your returns, Silo gives your portfolio a 0.5% annual boost simply for being with us, using the same stocks, ETFs, and bonds you already own.

Let’s walk through how this model works, why it matters, and whether it fits your investing style.

1. The Silo Model: Pay You, Not the Other Way Around

At the heart of Silo’s approach is this principle: “We’re not trying to be noble. Brokerages are very lucrative — so we share a slice of the economics with you so we grow together.”

Your assets stay invested in the same markets and instruments you know. But instead of purely charging you for access, Silo pays you a 0.5% uplift every year on your holdings.

2. Safety & Custody: Built on Trusted Infrastructure

Your investments with Silo aren’t hanging in a thin-air startup. Your assets are custodied by Interactive Brokers LLC — one of the largest and most trusted brokerage firms in the U.S.

That means your holdings benefit from:

• Up to $500,000 in SIPC protection (on eligible assets)
  
  
• Up to $5 million in FDIC insurance on uninvested cash (where applicable)
  
  
• The infrastructure and regulations that govern mainstream brokerages
  
  

In short: transparency and safeguards built into the model.

3. Who Silo Is For — And What It’s Not

Silo is designed for investors who already have holdings and want more from their brokerage relationship: more transparency, more upside, more control.

If you:

• Hold stocks, ETFs, or bonds
  
  
• Want a simpler fee structure (or no hidden AUM fees)
  
  
• Value trust, safety, and built-in returns
  
  

... then Silo may align well. If you seek complex derivatives or exotic trading tools, this might not be the primary fit.

Today’s tools must learn and evolve with business behavior.

4. Prioritizing Security and Compliance

With sensitive financial data at stake, trust is everything. Your SaaS platform should be built on a secure, compliant foundation.

Key features include:

• End-to-end encryption for data in transit and at rest
• Role-based access controls (RBAC)
• Audit logs and activity history
• Built-in support for regional compliance (GDPR, SOC 2, etc.)

Conclusion

In one sentence: Silo takes a major shift in the brokerage model — from you paying, to you getting paid. With your assets held at a top-tier custodian and a built-in 0.5% boost, the value proposition is clear: same markets, same instruments — but this time, with upside designed for your benefit.

If you’re ready to rethink how your portfolio is treated and want more from your brokerage, it’s worth a closer look.