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Updated September 18, 2023
Terms & Conditions
Silo Financial LLC (“Silo) is an investment adviser registered with the Securities and Exchange Commission (SEC). These Terms and Conditions govern the use of our website and app (“The Service”), and as a user, you are agreeing to be bound by these terms and conditions. Should you sign our Client Agreement and become a client, you further agree to the stipulations that apply to the client onboarding and account maintenance process. Both the Terms and Conditions and Privacy Policy applies to all individuals who interact with Silo’s platforms.
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Disclaimer & Limitations of Liability
Access to the website is likely available to any individual who seeks it out. However, the Silo platform is only available to individuals in the United States. Silo may only transact business in US states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. This service is not available for individuals that are under the age of 18 or individuals that do not hold a legal resident status in the United States (individuals that do not have a social security number). The Silo website can be accessed through any of the leading browsers (Chrome, Edge, Safari). The Silo app is exclusively for iPhone devices and supports a minimum of iOS 16. Access to the app is largely secure and restricted to clients who have accounts on the platform.
The Service is provided "as is" and "as available" without warranties of any kind, whether express or implied. We do not guarantee the accuracy, completeness, or reliability of the information provided by the Service. We are not responsible for any losses or damages that result from your use of the Service, including any investment decisions made based on the recommendations provided by the Service.
Consent to Electronic Delivery
When you provide us with your email through the waitlist or elsewhere, you consent to receiving information that directly pertains to the content for which you provided your email. By agreeing to the Client Agreement, you further agree to receive all communications, notices, and information (“Communications”) from us electronically. Communications come in the form of email, push notifications, or text messages. By using the service, you acknowledge that you have read, understood, and agreed to the consent for electronic delivery of information as outlined. You have the right to withdraw your consent. If you exercise this right, we may terminate your access to the platform.
Communications
To keep up with regulatory compliance requirements, we must archive and record certain communications made through the Service. This includes customer service interactions, email correspondence, as well as other forms of electronic and physical communications. Recordings could also be used for quality assurance and training purposes. By using the Service, you agree that the Company may record and retain copies of such communications and may use them in accordance with applicable laws and regulations.
Termination & Revisions
We reserve the right to suspend or terminate your access to the Service at our discretion, without prior notice, for any reason, including if you violate these Terms. We may update or modify these Terms from time to time. Any changes will be effective immediately upon posting the revised Terms on the Website or in the App. Your continued use of the Service after such changes will constitute your acceptance of the updated Terms.
External Links
These Terms and any dispute arising from or relating to these Terms or your use of the Service shall be governed by and construed in accordance with the laws of the State of Texas, without regard to its conflict of law principles. In the unlikely event that we are unable to resolve any dispute, claim, or controversy you bring to our attention through our customer service, further legal action or proceeding shall be instituted exclusively in the federal or state courts located within the courts of Austin, Texas, and you irrevocably consent to the personal jurisdiction of these courts. If any provision of these Terms is deemed unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from these Terms and will not affect the validity and enforceability of the rest of the Terms.
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Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo. By reading this material, you acknowledge, understand and accept the foregoing. All third-party trademarks (including logos and icons) referenced by Silo remain the property of their respective owners, are intended to identify the corresponding third-party goods and services and to constitute nominative fair use under applicable trademark laws. Displayed yields are based on the 3-month Treasury bills.

Interactive Brokers LLC is a registered Broker-Dealer, Futures Commission Merchant and Forex Dealer Member, regulated by the U.S. Securities and Exchange Commission (SEC), the Commodity Futures Trading Commission (CFTC) and the National Futures Association (NFA), and is a member of the Financial Industry Regulatory Authority (FINRA) and several other self-regulatory organizations.  Interactive Brokers does not endorse or recommend any introducing brokers, third-party financial advisors or hedge funds, including Silo Financial LLC.  Interactive Brokers provides execution and clearing services to customers.  None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Interactive Brokers makes no representation, and assumes no liability to the accuracy or completeness of the information provided on this website. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com. The Interactive Brokers logo is a registered trademark of Interactive Brokers LLC.

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