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Index Funds
Without The Fees
5.19%
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The Hidden Cost
Of Index Funds
Expense ratios on index funds look deceivingly small at 0.03% or 0.09%, but expense ratios compound too! With Silo, you get:
S&P 500
Own the individual stocks
Tax loss harvesting (coming soon)
0.00% expense ratios
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VOO Expense Ratio
0.03%
VOO Fees
$0.00
Investing $2,000 per month
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You're not the only one paying fees
Tens of millions of people invest in index funds - meaning that tens of millions are paying the same exorbitant fees! Here's an estimate of the annual earnings of each of the most popular ETFs.
QQQ
$570M
SPY
$498M
IVV
$155M
VOO
$153M
VTI
$129M
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How can Silo offer index funds for free?
We gather all buy and sell orders and bulk submit them before market close every trading day - the same way that index fund ETFs rebalance. It costs us just $175 per index per day, not $100M!
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Charles Schwab Interest Revenues
$9.41B
Schwab 2023 Annual Report
Blackrock Advisory/Admin Fees + Securities Lending
$14.4B
Blackrock 2023 Annual Report
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How will Silo make money?
The same way that Blackrock and Schwab do. Did you think that expense ratios were the only way the giants make money? One of their top sources is asset lending.
Roughly 10% of assets will be lent out
Our custodian, Interactive Brokers, handles all asset lending activities
We will split securities lending revenue equally with Interactive Brokers
Long term, we want to share this revenue with you as well!
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Invest with complete confidence
3 layers protect your assets. The FDIC, the SIPC, and Interactive Brokers (IBKR). All assets are stored with IBKR, a debt-free firm with over 45 years of Wall Street experience!
$500K
SIPC Insurance
$2.5M
FDIC Insurance
$426B
AUM Trusted With IBKR
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We're here to help you make the most of your investing
Download Silo today and lock in rates for the long term.
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Silo Financial LLC (“Silo”) is a registered investment advisor with the Securities and Exchange Commission (SEC). Website information is presented for informational and educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. No part of this website may be reproduced in any manner, in whole or in part, without the prior written permission of Silo. By reading this material, you acknowledge, understand and accept the foregoing. All third-party trademarks (including logos and icons) referenced by Silo remain the property of their respective owners, are intended to identify the corresponding third-party goods and services and to constitute nominative fair use under applicable trademark laws. Displayed yields are based on the 3-month Treasury bills.

Interactive Brokers LLC is a registered Broker-Dealer, Futures Commission Merchant and Forex Dealer Member, regulated by the U.S. Securities and Exchange Commission (SEC), the Commodity Futures Trading Commission (CFTC) and the National Futures Association (NFA), and is a member of the Financial Industry Regulatory Authority (FINRA) and several other self-regulatory organizations.  Interactive Brokers does not endorse or recommend any introducing brokers, third-party financial advisors or hedge funds, including Silo Financial LLC.  Interactive Brokers provides execution and clearing services to customers.  None of the information contained herein constitutes a recommendation, offer, or solicitation of an offer by Interactive Brokers to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Interactive Brokers makes no representation, and assumes no liability to the accuracy or completeness of the information provided on this website. For more information regarding Interactive Brokers, please visit www.interactivebrokers.com. The Interactive Brokers logo is a registered trademark of Interactive Brokers LLC.

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